BANK & INSURANCE (AGE BASED PROBLEMS) PART 3

Total Questions: 45

11. The ratio of present ages of 'A' and 'B' is 9:5, respectively. Four years ago from now, the age of 'C' was 25% less than the present age of 'A'. Present age of 'D' is equal to the average of present ages of 'A', 'B' and 'C'. Ratio of the age of 'B' 5 years hence from now to the age of 'D' 16 years hence from now is 5:9. Find the difference between the present ages of 'A' and 'C'.

Correct Answer: (a) 5 years
Solution:

Let the present ages of ‘A’ and ‘B’ be 9x years and 5x years respectively.

Four years ago, Age of ‘C’ = 0.75 × 9x = 6.75x years

Therefore, present ages of ‘C’ = (6.75x + 4) years

Therefore, present age of ‘D’ = {(9x + 5x + 6.75x + 4)/3}
= (20.75x + 4)/3 years

According to the question,

[(5x + 5) / {((20.75x + 4)/3) + 16}] = 5/9

27(x + 1) = 20.75x + 4 + 48

6.25x = 25

x = 4

Required difference = 9x − (6.75x + 4)

= 2.25x − 4

= 5 years

12. Present age of 'A' is 50% less than that of 'C' which in turn is 40% more than the present age of 'B'. If the average of present ages of 'A' and 'C' is 1.5 years more than the present age of 'B', then find the average present age of 'A', 'B' and 'C'.

Correct Answer: (c) 31 years
Solution:

Let the present age of ‘B’ be ‘2x’ years

So, present age of ‘C’ = 2x × 1.4 = 2.8x years

And, present age of ‘A’ = 2.8x ÷ 2 = 1.4x years

ATQ:

(2.8x + 1.4x)/2 = 2x + 1.5

4.2x = 4x + 3

0.2x = 3

So,

x = 15

Required average = (1.4x + 2x + 2.8x) ÷ 3

= 6.2x ÷ 3

= (6.2 × 15) ÷ 3

= 31 years

13. At present, the age of 'D' is 50% more than the average of the ages of 'A' and 'C' which is 60% of the age of 'B'. If the ratio of age of 'B', 2 years hence from now to the age of 'D', 3 years ago from now is 4:3, respectively, then find the average of the present ages of 'A', 'B' and 'C'.

Correct Answer: (d) 22 years
Solution:

Let the present age of ‘B’ = 10x years

Then, average of the present ages of ‘A’ and ‘C’

= 10x × 0.6 = 6x years

Sum of present ages of ‘A’ and ‘C’

= 2 × 6x = 12x years

Present age of ‘D’ = 6x × 1.50 = 9x years

According to the question,

((10x + 2) / (9x − 3)) = 4/3

30x + 6 = 36x − 12

6x = 18

x = 3

So, average of the present ages of ‘A’, ‘B’ and ‘C’ = (10x + 12) ÷ 3

= (22x/3)

= (22/3) × 3

= 22 years

14. Present age of ‘A’ is 25% more than that of ‘B’. If the ratio between average of the age of ‘A’ over the last four years to the average of the age of ‘B’ over the last four years is 19:15, then find the present age of ‘A’.

Correct Answer: (a) 30 years
Solution:

Let the present age of ‘B’ = 20x years

So, present age of ‘A’ = x × 1.25 = 25x years

Average age of ‘A’ over the last 4 years

= (25x + (25x − 1) + (25x − 2) + (25x − 3)) ÷ 4

= (100x − 6)/4 years

Average age of ‘B’ over the last 4 years

= (20x + (20x − 1) + (20x − 2) + (20x − 3)) ÷ 4

= (80x − 6)/4 years

ATQ:

((100x − 6)/4) × 15 = 19 × ((80x − 6)/4)

60x = 72

So,

x = 1.2

So, present age of ‘A’ = 1.2 × 25 = 30 years

15. Present ages of ‘A’ and ‘B’ are in the ratio 5:3, respectively. Present ages of ‘B’ and ‘C’ are in the ratio 6:7, respectively. If present age of ‘A’ is at least 16 years, more than that of ‘C’, then which of the following can be the minimum possible present age of ‘B’? [Ages of ‘A’, ‘B’ and ‘C’ has integral values]

Correct Answer: (d) 36 years
Solution:

Let the present age of ‘B’ be ‘6x’ years

So, present age of ‘A’ = 6x × (5/3) = ‘10x’ years

And, present age of ‘C’ = 6x × (7/6) = ‘7x’ years

ATQ:

10x − 7x ≥ 16

3x ≥ 16

The minimum integral value of ‘x’ that satisfies the given inequality is 6

So, minimum possible present age of ‘B’

= 6 × 6 = 36 years

16. The present ages of ‘A’ and ‘B’ are in ratio 5:6, respectively. If 5 years ago from now, B’s age was ___% more than that of ‘A’, then the sum of ages of ‘A’ and ‘B’, 12 years hence from now would be ___ years.

The values given in which of the following options will fill the blanks in the same order in which it is given to make the statement true:

I. 25, 79
II. 20, 68
III. 40, 46

Correct Answer: (c) Only I and III
Solution:

Let the present ages of ‘A’ and ‘B’ be ‘5x’ years and ‘6x’ years respectively.

For statement I:

(5x − 5) × 1.25 = (6x − 5)

6.25x − 6.25 = 6x − 5

0.25x = 1.25

So,

x = 5

So, sum of present ages of ‘A’ and ‘B’

= 6x + 5x = 11x

= 11 × 5 = 55

So, sum of ages of ‘A’ and ‘B’ after 12 years from now

= 55 + 12 + 12 = 79 years

Therefore, statement I is true.

For statement II:

(5x − 5) × 1.20 = (6x − 5)

6x − 6 = 6x − 5

−6 = −5 (not possible)

Therefore, statement II is false.

For statement III:

(5x − 5) × 1.40 = (6x − 5)

7x − 7 = 6x − 5

x = 2

So, sum of present ages of ‘A’ and ‘B’

= 6x + 5x = 11x

= 11 × 2 = 22 years

So, sum after ages of ‘A’ and ‘B’ after 12 years from now

= 22 + 12 + 12

= 46 years

Therefore, statement III is true.

17. Age of ‘A’ 12 years hence from now will be 5 years more than 150% of age of ‘B’ 18 years ago from now. Age of ‘C’ 25 years hence from now will be 75% more than present average age of ‘A’ and ‘B’. If ‘C’ is 4 years older than ‘A’, then find the present age of ‘C’.

Correct Answer: (c) 24 years
Solution:

Let present ages of ‘A’, ‘B’ and ‘C’ be ‘a’ years, ‘b’ years and ‘c’ years respectively.

So,

(a + 12) = 5 + 1.5 × (b − 18)

a + 12 = 5 + 1.5b − 27

1.5b − a = 34  …(1)

Also,

c = a + 4

And,

(c + 25) = 1.75 × ((a + b)/2)

2c + 50 = 1.75a + 1.75b

2a + 8 + 50 = 1.75a + 1.75b

1.75b − 0.25a = 58  …(2)

Multiplying equation (1) by 0.25 and subtracting it from equation (2), we get

1.75b − 0.375b = 58 − 0.25 × 34

1.375b = 49.5

b = 36

So,

a = 1.5b − 34

= 1.5 × 36 − 34

= 20

So, present age of ‘C’

= 20 + 4

= 24 years

18. Varsha’s age 2 years hence from now will be 80% more than her brother’s age 2 years ago from now. Ratio between her brother’s age 8 years hence from now and her mother’s age 5 years ago from now was 5:7, respectively. If the sum of the present ages of given three people is 61 years then find the present age of Varsha.

Correct Answer: (d) 16 years
Solution:

2 years ago from now, let the age of Varsha’s brother be ‘5x’ years

Present age of Varsha’s brother

= (5x + 2) years

8 years hence from now, age of Varsha's brother
= (5x + 2 + 8) = (5x + 10) years

5 years ago from now, age of Varsha's mother
= (7/5) × (5x + 10) = (7x + 14) years

Therefore, present age of Varsha's mother
= 7x + 14 + 5 = (7x + 19) years

Therefore, 2 years hence from now, age of Varsha
= 1.8 × 5x = 9x years

Present age of Varsha = (9x − 2) years

According to the question,

9x − 2 + 5x + 2 + 7x + 19 = 61

21x = 42

x = 2

Therefore, present age of Varsha
= 9x − 2 = 9 × 2 − 2 = 16 years

19. The ratio of age of Ram 4 years ago from now to the age of Karim 1 year hence from now will be 5:7. The ratio of age of Ram 6 years hence from now to the age of Karim, 12 years ago from now, was 5:4 respectively. How many years ago from now, the ratio of ages of Karim to that of Ram was 2:1?

Correct Answer: (e) 30 years
Solution:

Let the present age of Ram = ‘x’ years

Let the present age of Karim = ‘y’ years

According to the question,

(x − 4) : (y + 1) = 5 : 7

7x − 28 = 5y + 5

5y = 7x − 33 .......... (i)

Also,

(x + 6) : (y − 12) = 5 : 4

4x + 24 = 5y − 60

5y = 4x + 84 .......... (ii)

From equation (i) and (ii), we have

7x − 33 = 4x + 84

3x = 117

So,

x = (117/3) = 39

So, present age of Karim

y = (39 × 7 − 33) ÷ 5

= 48 years

So, difference between present ages of Karim and Ram

= 48 − 39 = 9 years

So, age of Karim when he was twice as old as Ram

= 9 × 2 = 18 years

Therefore, 48 − 18 = 30 years ago, Karim was twice as old as Ram.

20. Rita’s present age is four times of her daughter’s present age and two-third of her mother’s present age. The total of the present ages of all of them is 154 years. What is the difference between Rita’s present age and Rita’s mother’s present age?

Correct Answer: (a) 28 years
Solution:

Let Rita's present age = x years

Rita's daughter age = x/4 years

Rita's mother age = 3x/2 years

x + x/4 + 3x/2 = 154

(4x + x + 6x)/4 = 154

11x/4 = 154

⇒ x = 56

Rita's mother age = (3/2) × 56

= 3 × 28

= 84 years

Difference between Rita's age and her mother's age

= 84 − 56 = 28 years