Solution:(A) Fair Rent 4,00,000
(B) Municipal Value 3,60,000
(C) Higher of A or B 4,00,000
(D) Standard Rent 5,00,000
(E) Expected Rent
(Lower of C or D) 4,00,000
(F) Actual Rent 4,80,000
Gross Annual value (GAV)
(Higher of E or F) 4,80,000
Less ; Municipal Tax - Not paid
Net Annual value (NAV) 4,80,000