SOCIAL SECURITY IN INDIA (GENERAL STUDIES)

Total Questions: 50

1. Which among the following constitutional articles directs the government to make provisions for work to all?

Correct Answer: (c) Article 32, 33, 39
Solution:

Article 32 - The state shall make effective provision for securing the right to work, to education and to public assistance, in case of unemployment, old age, sickness, disablement, and other cases of undeserved want.
Article 33 - The state shall make provision for securing just and human conditions of work and for maternity relief.
Article 39 - The state shall, in particular, direct its policy towards securing;
(a) That the citizens, men and women equally, have the right to an adequate means of livelihood;
Article 40 is about village panchayats.

2. What does Article 41-A deal with?

Correct Answer: (a) Workers participation in the management
Solution:

Article 43-A - The state shall take steps, by suitable legislation on in any other way, to secure participation of workers in the development of undertakings, establishments or other organizations engaged in any industry.

3. Which constitutional article provides that children below 14 years cannot be employed in hazardous industries?

Correct Answer: (d) Article 24
Solution:

Article 24 of the constitution specifically provides that no child below the age of 14 years shall be employed to work in any factory or mine or engaged in any other hazardous employment.

4. In the past decade, a social security scheme (Rashtriya Swasthya Bima Yojana) has been introduced for unorganized sector workers. How much population is approximately covered by it?

Correct Answer: (b) Less than 20%
Solution:

Contingent social security covers mostly organized sector workers, who comprise only 8% of India’s workforce. In the past decade, a social security scheme (Rashtriya Swasthya Bima Yojana) has been introduced for unorganized sector workers, but less than 20% of the population is covered under any form of insurance.

5. In which year did the Government introduce PM Jeevan Jyoti Yojana, PM Bima Suraksha Yojana and Atal Pension Yojana

Correct Answer: (a) 2015
Solution:

In 2015, the Government of India introduced a life insurance scheme (PM Jeevan Jyoti Yojana), an accident insurance scheme (PM Suraksha Bima Yojana) and a contributory pension scheme for unorganized sector workers (Atal Pension Yojana).

6. How many workers are members of EPFO?

Correct Answer: (c) 25 million approx
Solution:

26 million workers are members of the Employees’ Provident Fund Organization, which comprises private sector workers, civil servants, military personnel, and employees of State Public Sector Undertakings (PSUs).

7. Under what condition is the contribution to the EPFO compulsory?

Correct Answer: (a) When the employee is earning up to Rs.15,000 per month
Solution:

Contributions to the Employees’ Provident Fund Scheme are obligatory for both the employer and the employee when the employee is earning up to Rs. 15,000 (US$220) per month, and voluntary, when the employee earns more than this amount.

8. What should be the minimum number of employees for the application of EPFO?

Correct Answer: (b) 20
Solution:The schemes under the Employees’ Provident Fund Organization apply to businesses with at least 20 employees.

9. What is the contribution of employer to the EPF scheme?

Correct Answer: (a) 1.6 to 3.67%
Solution:The Employees’ Provident Fund (EPF) Scheme is contributed to by the employer (1.67–3.67 percent) and the employee (10–12 percent).

10. What is the contribution of employee to the employee pension scheme?

Correct Answer: (c) Nothing
Solution:The Employee Pension Scheme (EPS) is contributed to by the employer (8.33 percent) and the government (1.16 percent), but not the employee.