SOCIAL SECURITY IN INDIA (GENERAL STUDIES)

Total Questions: 50

41. Who are eligible under Rashtriya Swasthya Bima Yojana?

Correct Answer: (a) BPL families
Solution:

Ministry of Labour & Employment, Government of India launched this National Health Insurance Scheme for families who are below the poverty line. The aim is to offer health insurance coverage to BPL families in an economical manner.
* Note: RSBY will now be subsumed under Ayushman Bharat

42. What is the hospitalization coverage under RSBY?

Correct Answer: (a) Rs.30,000
Solution:Under RSBY, the government has fixed the hospitalization cover limit at Rs. 30,000. The government has also fixed the hospital package rates.

43. How many family members are covered under RSBY?

Correct Answer: (c) Five
Solution:

Pre-existing illnesses are also covered without any age limit criterion. 5 family members including self, three dependents, and spouse can be covered. The registration fee for the recipients is only 30 rupees and the premium is paid by the government to the insurance company.
*Note: RSBY will now be subsumed under Ayushman Bharat

44. Which is true about RSBY?

Correct Answer: (b) Hospitalization is valid in both private and public hospitals
Solution:

The scheme offers freedom of choice to the beneficiary BPL household to select between the private and public hospitals. It makes them a prospective client on account of the revenues earned by the hospitals through the RSBY scheme.
*Note: RSBY will now be subsumed under Ayushman Bharat

45. Employment State Insurance Scheme is applicable to which of the following?

Correct Answer: (a) Hotels, shops, cinemas, restaurants, newspaper establishments and road-motor transport enterprises employing more than 20 people.
Solution:

Employment State Insurance Scheme is valid for non-seasonal factory employees. But the factory should have more than 10 employees. The Scheme is also applicable to hotels, shops, cinemas, restaurants, newspaper establishments and road-motor transport enterprises employing more than 20 people.

46. When did Aam Admi Bima Yojana scheme come into existence?

Correct Answer: (a) 2007
Solution:

Aam Admi Bima Yojana or AABY scheme was commenced on October 02, 2007 for rural, landless households.

47. Who are covered under Aam Admi Bima Yojana?

Correct Answer: (a) Rural landless households
Solution:

Aam Admi Bima Yojana or AABY scheme was commenced on October 02, 2007 for rural, landless households.

48. How many people are expected to be covered under Aysuhman Bharat?

Correct Answer: (c) More than 10 crore families
Solution:

Ayushman Bharat, a National Health Protection Scheme, will offer cover to more than 10 Crore vulnerable and poor families offering coverage up to Rs. 5 Lakh per family every year for tertiary and secondary care hospitalisation.
This scheme aims at subsuming the schemes that are in progress and are sponsored by the Central Government such as Senior Citizen Health Insurance Scheme (SCHIS) along with Rashtriya Swasthya Bima Yojana (RSYB).

49. How much coverage is offered under Ayushman Bharat?

Correct Answer: (b) Up to Rs. 5 lakh per family
Solution:

Ayushman Bharat, a National Health Protection Scheme, will offer cover to more than 10 Crore vulnerable and poor families offering coverage up to Rs. 5 Lakh per family every year for tertiary and secondary care hospitalisation.

50. The social security code bill has been introduced in the Lok Sabha. What is true about the bill?

Correct Answer: (a) It will create a social security fund to take care of medical, pension, death and disablement
Solution:

The bill proposes setting up of a social security fund to fulfill benefits such as medical cover, pension, death and disablement benefits including gig workers. This will help to tap the corporate social responsibility fund and divert it towards the unorganized sector.