Employment & Welfare Schemes (Part – II)

📆 October 17, 2024

Total Questions: 50

11. Pradhan Mantri Jan-Dhan Yojana was launched in India on: [U.P.P.C.S. (Mains) 2015, Chhattisgarh P.C.S. (Pre) 2014]

(a) 26th January, 2015
(b) 28th August, 2014
(c) 5th September, 2014
(d) 8th December, 2014

Correct Answer: (b) 28th August, 2014

Solution:'Pradhan Mantri Jan Dhan Yojana' (PMJDY) is a National Mission for Financial Inclusion. The programme was launched on 28 August, 2014 with an aim of ensuring access to financial services to all families of the country and to open bank account to every family.

Total number of PMJDY Accounts till 5 June, 2024 were 52.39 crore, in which rural/semi-urban PMJDY accounts were 34.87 crore and women PMJDY accounts were 29.13 crore.

12. Which one of the following is true for 'Pradhan Mantri Jan-Dhan Yojana'? [U.P.R.O./A.R.O. (Pre) 2014]

Accidental Insurance (Rs.)	Life Insurance (Rs.)
a. 1,00,000	i. 30,000
b. 30,000	ii. 1,00,000
c. 30,000	iii. 10,000
d. 1,30,000	iv. 1,00,000

Correct Answer: (a)

Solution:As per the question period, option (a) was the correct answer. Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched by Prime Minister on 28 August, 2014 in a ceremony held in New Delhi. Under this scheme beneficiaries are given RuPay debit card with other banking services, in which accident insurance cover of Rs. 1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is included. During the launch, Prime Minister also announced a life insurance cover of Rs. 30,000 for those subscribing to a bank account with a RuPay debit card before 26th January. 2015. As on 5 June, 2024 the number of RuPay debit cards issued to beneficiaries under PMJDY stands at 35.62 crore.

13. Match the following: [U.P.P.C.S. (Pre) 2021]

List - I (Scheme)	List - II (Year of Launch)
A. Aam Aadmi Bima Yojana	1. 2021
B. P.M. Aatmanirbhar Swasth Bharat Yojana	2. 2015
C. Pradhan Mantri Jan Aarogya Yojana	3. 2007
D. Pradhan Mantri Suraksha Bima Yojana	4. 2018

Codes:

	A	B	C	D
(a)	1	2	3	4
(b)	4	3	2	1
(c)	3	1	4	2
(d)	2	4	1	3

Correct Answer: (c)

Solution:The correctly matched lists are as follows:

List - I (Scheme)	List - II (Year of Launch)
Aam Aadmi Bima Yojana	2007
P.M. Aatmanirbhar Swasth Bharat Yojana	2021
Pradhan Mantri Jan Aarogya Yojana	2018
Pradhan Mantri Suraksha Bima Yojana	2015

Pradhan Mantri Suraksha Bima Yojana was launched on 9 May, 2015 by the PM Narendra Modi in Kolkata.

14. Arrange the following schemes launched by Government of India in chronological order and choose the correct answer from the codes given below: [U.P.P.C.S. (Pre) 2017]

I Sukanya Samriddhi Yojana

II. Atal Pension Yojana

III. Makę in India 53

IV. Pradhan Mantri Jan-Dhan Yojana

Codes:

(a) IV, III, II and I
(b) I, II, III and IV
(c) III, II, I and IV
(d) IV, I, II and III

Correct Answer: (a) IV, III, II and I

Solution:The launching dates of the given schemes are as follows:

Scheme	Date of Launch
I. Sukanya Samriddhi Yojana	22 January, 2015
II. Atal Pension Yojana	9 May, 2015
III. Make in India	25 September, 2014
IV. Pradhan Mantri Jan-Dhan Yojana	28 August, 2014

Hence, the correct chronological order of these schemes in IV, III, I, II which is not given in the options.

15. Consider the following schemes and arrange these in chronological order of their launching: [U.P.P.C.S. (Pre) 2017]

1. Pradhan Mantri Jan-Dhan Yojana

2. Digital Gender Atlas for Advancing Girls Education in India

3. Pradhan Mantri Suraksha Bima Yojana

4. Mudra Bank Yojana

Select correct answer from the codes given below:

(a) 1, 2, 4 and 3
(b) 3, 2, 1 and 4
(c) 2, 1, 3 and 4
(d) 3, 1, 2, and 4

Correct Answer: (a) 1, 2, 4 and 3

Solution:The launching dates of the given schemes are as follows:

Scheme	Date of Launch
1. Pradhan Mantri Jan-Dhan Yojana	28 August, 2014
2. Digital Gender Atlas for Advancing Girls Education in India	9 March, 2015
3. Pradhan Mantri Suraksha Bima Yojana	9 May, 2015
4. Mudra Bank Yojana	8 April, 2015

Hence, the correct chronological order of these schemes is 1, 2, 4 and 3 which is given in option (a).

16. In which city 'Rastriya Vyosree Yojana' for senior citizens is started in 2017? [Chhattisgarh P.C.S. Pre) 2018]

Correct Answer: (e) Nellore

Solution:The Union Ministry of Social Justice and Empowerment had launched 'Rastriya Vyosree Yojana' in Nellore District of Andhra Pradesh on 1 April, 2017. This scheme aims at providing physical aids and assisted-living devices for senior citizens belonging to BPL category.

17. How many minimum hours of power supply is assured for rural agriculture purpose in 'Atal Jyoti Yojana, 2013'? [M.P.P.C.S. (Pre) 2018]

(a) 10
(b) 12
(b) 12
(d) 16

Correct Answer: (a) 10

Solution:Minimum 10 hours of power supply for rural agriculture purpose was assured in 'Atal Jyoti Yojana, 2013' in Madhya Pradesh.

18. Which of the following Direct Benefit Scheme (DBS) has been recognized by the 'Guinness Book of World Records' as the world's largest Direct Benefit Scheme? [U.P.P.C.S. (Pre) 2019]

(a) MGNREGA
(b) PAHAL
(c) NSAP
(d) None of the above

Correct Answer: (b) PAHAL

Solution:In 2015, the Union Ministry of Petroleum and Natural Gas received certificate from the 'Guinness Book of World Records' for creating record for its scheme 'PAHAL', which is the short form of 'Pratyaksha Hastaantarit Laabh', as the largest cash transfer programme. Union Ministry of Petroleum and Natural Gas had launched the PAHAL scheme in 54 districts of the country on 15 November, 2014 and in remaining districts of the country on 1 January, 2015. As per the scheme LPG (Liquified Petroleum Gas) consumers who join the PAHAL scheme will get the LPG cylinders at market price and receive LPG subsidy (as per their entitlement) directly into their bank accounts.

19. Choose the correct answer in the context of PAHAL scheme: [R.A.S./R.T.S. (Pre) 2016]

(a) It is first variety of JAM.
(b) It transfers LPG subsidy via DBT.
(c) It directly transfer LPG subsidy into customer's bank accounts.
(d) All these are true.

Correct Answer: (d) All these are true.

Solution:PAHAL scheme is the world's largest direct benefit (cash) transfer scheme. Under PAHAL scheme, LPG subsidies are directly deposited into the customers bank accounts. It is the first scheme leveraging the power of JAM (Jan Dhan, Aadhar and Mobile).

20. Match List-1 with List-II and select the correct answer by using the codes given below the lists. [R.A.S./R.T.S. (Pre) (Re-Exam) 2013]

List - I (Welfare Schemes of Government of India)	List - II (Its content)
A. Nai Roshani Programme	(i) Women empowerment
B. DISHA	(ii) Financial Inclusion
C. Pradhan Mantri Jan-Dhan Yojana	(iii) New Pension System
D. Swavalamban Scheme	(iv) IT Training

Codes:

	A	B	C	D
(a)	iii	i	ii	iv
(b)	iv	ii	iii	i
(c)	i	iv	ii	iii
(d)	ii	iii	iv	i

Correct Answer: (c)

Solution:For women empowerment, Ministry of Minority Affairs started 'Nai Roshni', a Leadership Development Programme for Minority Women in 2012-13. The objective of the scheme is to empower and instill confidence among minority women, including their neighbours from other communities living in the same village/locality, by providing them knowledge, tools and techniques for interacting with Government systems, banks and other institutions at all levels.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National mission for financial inclusion to ensure access to financial services. It was announced on 15th August, 2014 and launched on 28 August, 2014.

Swavalamban, the Co-contributory Pension Scheme by the Department of Financial Services aimed to encourage people from the unorganized sectors to voluntarily save for their retirement and to lower the cost of operations of the New Pension System (NPS) for such subscribers. This scheme was started on 26 September, 2010. This scheme has been replaced by the new 'Atal Pension Yojana' launched in May, 2015.

The DISHA (Digital Saksharta Abhiyan) or National Digital Literacy Mission (NDLM) Scheme has been formulated to 6 impart IT training to 52.5 lakh persons, including Anganwadi, ASHA workers and authorized ration dealers in all the States/ UTs across the country.

Note: Another Disha scheme aims at setting up Disha Centres for early intervention for Persons with Disability in 0-10 years of age covered under the National Trust Act, through therapies, trainings and providing support to family members.

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