Employment & Welfare Schemes (Part – II)

'Pradhan Mantri Jan Dhan Yojana' (PMJDY) is a National Mission for Financial Inclusion. The programme was launched on 28 August, 2014 with an aim of ensuring access to financial services to all families of the country and to open bank account to every family.

Total number of PMJDY Accounts till 5 June, 2024 were 52.39 crore, in which rural/semi-urban PMJDY accounts were 34.87 crore and women PMJDY accounts were 29.13 crore.

As per the question period, option (a) was the correct answer. Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched by Prime Minister on 28 August, 2014 in a ceremony held in New Delhi. Under this scheme beneficiaries are given RuPay debit card with other banking services, in which accident insurance cover of Rs. 1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is included. During the launch, Prime Minister also announced a life insurance cover of Rs. 30,000 for those subscribing to a bank account with a RuPay debit card before 26th January. 2015. As on 5 June, 2024 the number of RuPay debit cards issued to beneficiaries under PMJDY stands at 35.62 crore.

The correctly matched lists are as follows:

Pradhan Mantri Suraksha Bima Yojana was launched on 9 May, 2015 by the PM Narendra Modi in Kolkata.

The launching dates of the given schemes are as follows:

The launching dates of the given schemes are as follows:

The Union Ministry of Social Justice and Empowerment had launched 'Rastriya Vyosree Yojana' in Nellore District of Andhra Pradesh on 1 April, 2017. This scheme aims at providing physical aids and assisted-living devices for senior citizens belonging to BPL category.

Minimum 10 hours of power supply for rural agriculture purpose was assured in 'Atal Jyoti Yojana, 2013' in Madhya Pradesh.

In 2015, the Union Ministry of Petroleum and Natural Gas received certificate from the 'Guinness Book of World Records' for creating record for its scheme 'PAHAL', which is the short form of 'Pratyaksha Hastaantarit Laabh', as the largest cash transfer programme. Union Ministry of Petroleum and Natural Gas had launched the PAHAL scheme in 54 districts of the country on 15 November, 2014 and in remaining districts of the country on 1 January, 2015. As per the scheme LPG (Liquified Petroleum Gas) consumers who join the PAHAL scheme will get the LPG cylinders at market price and receive LPG subsidy (as per their entitlement) directly into their bank accounts.

PAHAL scheme is the world's largest direct benefit (cash) transfer scheme. Under PAHAL scheme, LPG subsidies are directly deposited into the customers bank accounts. It is the first scheme leveraging the power of JAM (Jan Dhan, Aadhar and Mobile).

For women empowerment, Ministry of Minority Affairs started 'Nai Roshni', a Leadership Development Programme for Minority Women in 2012-13. The objective of the scheme is to empower and instill confidence among minority women, including their neighbours from other communities living in the same village/locality, by providing them knowledge, tools and techniques for interacting with Government systems, banks and other institutions at all levels.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National mission for financial inclusion to ensure access to financial services. It was announced on 15th August, 2014 and launched on 28 August, 2014.

Swavalamban, the Co-contributory Pension Scheme by the Department of Financial Services aimed to encourage people from the unorganized sectors to voluntarily save for their retirement and to lower the cost of operations of the New Pension System (NPS) for such subscribers. This scheme was started on 26 September, 2010. This scheme has been replaced by the new 'Atal Pension Yojana' launched in May, 2015.

The DISHA (Digital Saksharta Abhiyan) or National Digital Literacy Mission (NDLM) Scheme has been formulated to 6 impart IT training to 52.5 lakh persons, including Anganwadi, ASHA workers and authorized ration dealers in all the States/ UTs across the country.

Note: Another Disha scheme aims at setting up Disha Centres for early intervention for Persons with Disability in 0-10 years of age covered under the National Trust Act, through therapies, trainings and providing support to family members.